The best-laid plans of mine and men often go astray, or so the saying goes. There’s a good reason why we have idioms like this, because they are largely based on truth and experience. Ask anyone who’s tried to save money regularly and they’ll tell you that despite the best intentions in the world, a badly-timed bill, rising living costs and just paying for everyday items can get in the way of saving.
For example, according to the MYJAR infographic, the average Brit spends about £554 a year, per person on their holiday. It’s not a huge amount but break it down and you’ll have to be putting away about £50 a month to pay for your two week break. Add in the cost of a family, or a few kids to pay for too, and it can soon start to be a bit of a stretch.
Even small expenses like newspapers, the occasional drink with mates or a takeaway can put a big dent in your planned budget. Yet we need little treats like this to make life enjoyable. After all, there’s another saying that all work and no play makes Jack a dull boy. And there’s a very good reason why that has endured too.
So, if you find yourself short at the end of the month, you won’t be the only one. However, an easy and quick short-term loan might be the just the ticket to keep your plans in place.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
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Written by Jon the Saver
