Credit cards are part of our daily lives. Unfortunately, most people misuse them to the extreme degree. I’m here to tell you that there is BETTER WAY.
I’m a huge proponent of using credit cards against credit card companies and utilizing them to your advantage! What does this look like? Well, for one, never carry a balance and pay off your card in full at the end of each month. Second, use a mix of credit cards to maximize cash back rewards. And here’s the last and best part. Use those rewards to do as you please! Invest the rewards, buy something nice, or start an emergency fund.
Credit card companies are not expecting you to do this. In fact, I think the credit card companies hate people like me. I’ve had credit cards for years and never paid a cent of interest. Yet, I’ve made thousands off their rewards programs.
Free cash is king, you don’t want to miss out on this stuff.
Here are some of my favorite credit cards. You can make some serious extra money with these. Now go stick it to the banks!
Best All-Around Cards for General Spending
USAA Cash Rewards® American Express® Card –
-As low as 9.9% APR.
–No Penalty APR.
-No Annual Fee.
-Get 2,500 bonus points with your first purchase.
-Earn one point for every dollar you charge, even more points through MemberShop.
-Use your points to redeem for cash, merchandise, gift cards or travel.
-Redeem for cash on your mobile device — it’s easy!
-Earn points without a cap or expiration.
– Upto 3% Balance Transfer/Cash Advance Fees.
Here’s my take:
The USAA Cash Rewards® American Express® Card is an excellent choice for all kinds of spenders. They have no annual charge. It has flexible reward program and have a very low APR on cash purchases.
***Additional Recommendations Coming Soon!!!
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