The Rewarding Details of the Chase Sapphire Credit Card

Cashless shopping is at its finest when you are using Chase Sapphire Credit Card. Chase is one of the most stable banks in the US today. It was formerly called Chase Manhattan Bank but merged in 2000 with J.P. Morgan & Co.

The global financial company, J.P. Morgan Chase and Co was built over 200 years ago. It is operating in 60 countries and has assets reaching more than $2.1 trillion. It is a small wonder why people choose Chase Sapphire Credit Card as the preferred credit card by many users.

For first time Sapphire Card Users, you can immediately earn $100 in rewards of 10,000 bonus points. You can get this benefit if you spend $500 during the first three months after account activation. The bonus points will reflect on your bank statement within six to eight weeks from the dates of your purchases.

For each of $1 net purchase, you can earn a bonus point if you use your Sapphire Card to pay for meals. This means that you can earn two points for every dollar you spend on dining at various restaurants. Chase groups offers merchant codes to categorize the companies that can provide you with bonus points.

The same holds true for your airfare expenses. If you buy airline tickets using your Sapphire Card, you can earn 2 points for every dollar you spend. This benefit is offered by Chase Travel Booking Tool.

You can choose to buy online at over 300 accredited stores. This time, every dollar you spend gives you 10 points. This special promotion is available through Chase’s Ultimate Rewards Mall.

Another good thing about this program is that the number of points you can accumulate is unlimited. You can use your entire credit limit to earn a lot of reward points. There are no fees if you make your rewards redemption online.

The reward points have no expiration date. You can save all your points to reach a high amount which will enable you to splurge on a big item that you have been eyeing for a while. The reward points also earn a 7% annual dividend.

The Sapphire Blue Card offers you the Blueprint program. This provides you with the option to create a schedule on how you can handle your payments to settle your credit card bills. If you choose to pay all your bills within a month, you can earn rewards. In addition, you are not required to pay any kind of interest on all of your purchases for that month.

Some big purchases need to be paid in partial payments. You can choose the length of time for the payment schedule. This is to offer you the convenience of not having to shell out a big amount right away.

Trip Cancellation Insurance is one of the benefits you can take advantage of with your Chase Sapphire. There may be some cases when you may have bought a airplane ticket and paid for hotel accommodations and then suddenly you have to cancel your trip because of some concerns. This insurance will reimburse your expenses.

If your luggage gets lost during travel, you will receive lost luggage reimbursement. Moreover, if your suitcase arrives late for over 18 hours, Chase Sapphire Card can reimburse you for the purchases you incurred over this period of time.

You are covered under insurance while you are on travel. You are also provided with free medical assistance. Should you encounter any legal problems, you can contact your credit card company and they can provide you with assistance.

Car rental is inevitable during your trips away from home. Sapphire Card is your shield to ward off certain problems from damaged cars and car theft. Chase can cover the full expenses you may have to incur.

Trip delays can happen especially during bad weather situations. If you experience a trip delay for more that 12 hours, your Chase Sapphire Card can reimburse your expenses. These include hotel rooms, meals, and other expenditures you may be required to pay because of the trip delay. There are no blackout dates or travel restrictions. You can book your travel during any time of year. Chase lets you travel anywhere, anytime.

A Chase customer representative is available 24/7 to answer all of your concerns. You can call them even at 2 am to make a report about your concerns. You can also be sure that there will be a real person on the other line. J.P. Morgan Chase & Co. is always thinking of ways to provide you with the finest customer service.